TRAVELThe Business Travel Cards Every Road Warrior Should Be Using Now3 min read

No Single Card Rules Them All

Eleven years of running a business teaches you one thing fast: the credit card question never gets old. Fellow bloggers, creators, and entrepreneurs ask it constantly. Which business travel card is the best?

The honest answer is that there isn’t one. Every business spends differently. A Delta loyalist and someone who wants points-as-cash need completely different cards. Before you apply for anything, ask yourself what you actually want — lounge access, elite status bumps, flat-rate miles, or just a card that won’t hit you with a foreign transaction fee at a steakhouse in São Paulo.

Figure out your goal first. The card comes second.

The Heavy Hitter Worth the Hefty Fee

The Business Platinum from American Express carries one of the steeper annual fees you’ll find anywhere. It also punches back hard. Airport lounge access across multiple networks, 5x Membership Rewards points on flights and prepaid hotels booked through Amex Travel, annual airline credits, and a thick stack of statement credits that — if you actually use them — offset the fee almost entirely. Up to 300,000 Membership Rewards points as a welcome offer for new cardholders who hit the spend threshold.

This card is for people who travel constantly and know how to work a perks sheet. Leave credits sitting untouched and you’re throwing money away. Use them all and this card earns its keep better than nearly anything else on the market.